Kansas Financial Scholars Essay Scholarship Contest

The Kansas Securities Commissioner and Bank Commissioner are partnering to award five scholarships in the amount of $2,500, $2,000, $1,500, $1,000, and $500 to five eligible Kansas seniors. Up to four (4) $250 honorable mention awards will also be issued. Eligibility:-Any public, private or homeschooled Kansas high school senior -Must be planning to attend a Kansas technical school, college or university-Must have enrolled in and completed at least one KSC or OSBC sponsored program (EverFi Financial Literacy, The Stock Market Game, Personal Finance Challenge, or LifeSmarts) during their high school career. Successful completion of a sponsored course by April 20 is requiredEssay requirements:Essay Part 1: Financial ChallengeIn 1-2 pages, write an essay on one of the following financial challenges: A. Discuss a real-life event that you, a friend, or family member has experienced that made a significant impact on your views of handling money. How has that experience affected your approach to managing your own money?B. What, in your opinion, is a financial issue that public policy makers should be giving more attention to? Be sure to include solution(s) to the issue you addressC. Picture what your life could look like ten years from now. Write about some of the decisions you will need to make regarding your topic of choice from the below topic selections, and how making wise financial decisions could benefit your futureTopic selections:-Savings/Budgets-Banking, Credit, and Loans-Investing/Saving for RetirementIncorporate some of the following thoughts into your essay: Do you have a spouse or kids? Where are you living/working, and what is your income? Are you still paying off student loans?Essay Part 2: Real-world ApplicationAccompanying Part 1, provide 3-6 pages of analysis (800-1500 words) showing how you will apply what you learned (or wrote about) to your life as you prepare for higher education. Please incorporate at least two of the following into your analysis: -Comparison of the cost of various types of higher education (i.e. technical college, community college, four-year college, private vs. public school, in-state vs. out-of-state schools, etc.)-The positive and negative aspects of getting a loan for higher education versus paying your way through college-The earning potential of your chosen degree/major or career, and the average debt load and pay-off time the average graduate in that field will face upon completing higher education. Consider also: job availability and demand, and jobs graduates are actually getting with your chosen degreeOther requirements:-Essays must be the original work of the student-Format: Word document-Entries must be in English and typed in 12-point font and double-spaced-The profile portion should not exceed 500 words. Consider op-ed style for this portion-The personal application and analysis portion should be 800 to 1,500 words in length-Sources: Usage of credible sources is highly encouraged. Can use MLA or APA style on Bibliography. In-text source citation is preferred in parentheses (avoid footnotes please)-Completed entry form should be merged with the essay in a single Word document attachmentFor more information or to apply, please visit the scholarship provider's website.

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Award Amount: $2,500
Competitive: Yes
Essay required: Yes